How to Apply for Daughter Girl Child Saving Scheme



Apply for Daughter Girl Child Saving Scheme / Beti Bachao Beti Padhao Scheme :
·         Step 1 : The First and Basic step towards this scheme is to open a bank account in the name of girl. The bank account is very necessary to comply with the BBBP Scheme Rules. This account will be tax free means no amount will be deducted from this account after opening it.  CLICK HERE TO KNOW What is Daughter Girl Child Saving Scheme and Why It is Launched ... 
How to Apply for Daughter Girl Child Saving Scheme
How to Apply for Daughter Girl Child Saving Scheme
·         Step 2 : After account opening, ask bank employee for Girl Child Saving Scheme or Sukanya Smriddhi Yojana form. Then fill the form and submit it with all the necessary documents.

Actually Sukanya Smriddhi Yojana is the best scheme given under BBBP Scheme, which secures the future of girl child. The other best part of Sukanya Smriddhi Yojana is that bank gives 9.1% interest every year for these types of accounts.

Necessary Documents for Girl Child Saving Scheme / Sukanya Smriddhi Yojana Scheme :
-          Girl Child’s Birth Certificate
-          Identity Proof of Girl Child’s Parents or Legal Guardians
-          Address Proof of Parents or Legal Guardians

Age Limit of Girl for Daughter Girl Child Saving Scheme :
All the girls who are upto 10 years of age are eligible for this scheme. 
Note :- According to new RBI rules, NRI’s cannot apply for BBBP scheme.
BETI BACHAO BETI PADHAO
BETI BACHAO BETI PADHAO
Important Points and Rules :
-          You will ask for minimum of Rs.1000 to open your daughter’s account.

-          It is necessary to deposit minimum Rs.100 every year in this account; otherwise the account will be closed. Remember, Rs.1,50,000 is the maximum amount you can deposit in this account every year.

-          You have to deposit money in this account for only 14 years, for next 6 years (15 to 21 years) bank will not deposit any amount in the account.

Benefits for Girls :
-          This reduces your financial burden in upbringing of girl, not just this girl can get money from her account for her small needs.

-          Government provides the highest interest for BBBP Scheme and you can save more money too in this account for your daughter’s future.

-          The account will mature when your daughter reaches 21 years of age. She can receive 50% of available money at the age of 18 for her higher studies and when she is 21, she will be able to take out money for her marriage.

-          The maximum duration of this account is 21 years.
Steps to Apply for BBP Scheme
Steps to Apply for BBP Scheme
The Best Part of Scheme :
If you deposit Rs.12000 every year in this account then it sums to 12000*14 = 1,68,000. But after maturity of the account you will get Rs.6,07,128.

While if you deposits Rs.1,50,000/year for 14 years ( 1,50,000*14 = 21,00,000), then you gets 72 Lakh after maturity.


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